Alone, our debts are a burden. Together, they can make us powerful. This is the provocation of debtors’ unions. Indeed, the power of debt is something the wealthy have long wielded. To put it in words often attributed to petroleum industrialist J. Paul Getty “If you owe the bank $100,000, the bank owns you. If you owe the bank $100 million, you own the bank.” With student, medical, credit card, and housing debts all surging (and drowning households in the process), debtors, in theory, “own the bank.” But in practice, what does it take to organize an effective debtors’ union? Join organizers from the Debt Collective as they talk about household debt, racial justice, and transformative organizing and share information on how we can become part of this potentially powerful movement to combat the obscene level of wealth inequality in our society. With: Frederick Bell, Programs and Operations Manager, Debt Collective; Maddy Clifford, Creative Media Strategist with Debt Collective; René Christian Moya, an organizer with Debt Collective.
GET DIRECTIONS
March 28th | 4:45 pm to 6:00 pm
Panelists
Programs and Operations Manager
Debt Collective
Frederick Bell is the Programs and Operations Manager for The Debt Collective, a membership-based union for debtors and their allies seeking to radically transform our economic system. With an academic background in Political Science, Frederick has been an activist for a decade, organizing with, among others, No New Youth Jail Seattle from 2014-2016, then in 2020 co-founding Black Praxis Project (a curriculum-based political education platform created to discuss black radical texts and apply that knowledge to present-day movements). He has organized several campaigns with The Debt Collective since 2021, including influential initiatives aimed at the cancellation of much student debt.
Creative Media Strategist
Debt Collective
Maddy Clifford is an Oakland-based artist and creative media strategist with Debt Collective, the nation’s first union of debtors. Maddy’s creative work focuses on using words, sound and ceremony to disrupt hierarchal paradigms in order to illuminate the power of our interconnected desires for liberation. Her writings, digital media and music cover such topics as prison abolition, Black feminism and economic disobedience in late capitalism.
Organizer
Debt Collective
René Christian Moya is: an organizer with the Debt Collective; the coordinator of the Tenant Power Toolkit; and a member of the Los Angeles Tenants Union. Former Campaign Director for the Proposition 21 campaign — a ballot initiative in 2020 to strengthen rent control in California — he has worked extensively on tenant rights, pandemic-era emergency protections, and social housing.